HBF Health is Australia's second largest not-for-profit health fund, serving more than 1.2 million members nationwide with over A$2.3 billion in annual revenue. Founded more than 80 years ago in Perth, HBF has expanded from its Western Australian roots to become a trusted national health insurance provider, recognized as Australia's Most Trusted Health Insurer in 2022 and awarded Australia's Best Health Fund in 2023. The organization puts members first through its not-for-profit model, delivering quality, affordable hospital and extras cover while maintaining a 7.82% national market share as the country's fifth largest private health insurer.
Beyond insurance, HBF has evolved into an active participant in health services through strategic acquisitions and partnerships. The company operates HBF Dental clinics, owns the Life Ready physiotherapy business, and maintains pharmacy partnerships with TerryWhite Chemmart outside WA and Pharmacy 777 within WA. HBF also launched Oracle Health Insurance in 2020 as part of its digital transformation initiative, demonstrating commitment to modernizing healthcare delivery. With approximately 1,000 employees across Australia, HBF continues to innovate its health programs and services, supporting member wellbeing through evidence-based programs for cardiovascular disease, osteoarthritis, diabetes, mental health, and weight management.