Health Care Service Corporation (HCSC) is the largest customer-owned health insurer in the United States, serving more than 27 million people across five states (Illinois, Montana, New Mexico, Oklahoma, and Texas). With nearly a century of experience since its founding in 1936, HCSC operates as an independent licensee of the Blue Cross Blue Shield Association, providing comprehensive health coverage options for employers of all sizes, individuals and families, and Medicare and Medicaid plans. The company employs over 35,000 people who are dedicated to expanding access to quality, cost-effective healthcare.
Beyond traditional health insurance, HCSC offers related healthcare products and services including pharmacy solutions, life and dental insurance, and health data technology. The company focuses on three core pillars: expanding access to care, improving affordability, and empowering member health through compassion and innovation. HCSC is committed to making a positive impact in communities through its mobile health programs, volunteer initiatives, and major grant programs that have impacted hundreds of thousands of people. As a mutual legal reserve company, HCSC is member-owned, meaning it operates in the best interest of its customers rather than shareholders.