Chennai, Tamil Nadu, IN (On-site)1 open job
Yubi runs an AI-powered operating system for financial services, operating a two-sided debt marketplace connecting institutional investors with corporate borrowers across the credit lifecycle.
Yubi, formerly CredAvenue, was founded in 2020 and describes itself as the world's only AI-powered operating system for financial services. The company runs a two-sided debt marketplace connecting institutional and HNI investors with corporate borrowers across the full credit lifecycle, operating out of India with a stated mission to transform the global institutional debt market. It is founder-led by CEO Gaurav Kumar; the name is a nod to "ubiquitous," the ambition being presence at every stage of the financial process.
The stakes here are legible in the volume. Yubi reports over 12,000 enterprises and 5,000 investors onboarded, debt volumes exceeding INR 200,000 crore, partnerships covering 70% of India's top public and private sector banks, and more than 100 of the country's largest NBFCs. That footprint runs through six platforms with distinct transaction models: YuVerse, the AI infrastructure core powering the credit lifecycle; Yubi Loans for term loans and working capital; Yubi Invest for bond issuance and fixed income; Yubi Pool for securitizations and portfolio buyouts; Yubi Flow for supply chain finance; and Yubi Co.Lend for co-lending partnerships with banks and NBFCs.
Technically, the work spans artificial intelligence and AI infrastructure, credit lifecycle technology, debt marketplace platforms, supply chain finance technology, and securitization technology. The threat model is institutional: regulated counterparties, corporate borrower data, fixed-income instruments, and pooled portfolios moving across bank and NBFC integrations. The team operates as a technology-first financial services platform, with engineering positioned around the platform layer rather than as a support function.
