In 1968, TransUnion began as a holding company for the Union Tank Car Company, a railway equipment leasing business. The pivotal moment came in 1969 when they acquired the Credit Bureau of Cook County, recognizing an opportunity to transform how businesses and consumers connect through information. This acquisition marked their entry into credit reporting and set them on a path to become one of the three major nationwide consumer credit reporting agencies. Over five decades, TransUnion has evolved from a local credit bureau into a global information and insights company that serves over one billion consumers across more than 30 countries.
Today, TransUnion makes trust possible in the modern economy by providing actionable information and insights that help businesses make smarter decisions and consumers achieve their financial goals. Their mission of 'Information for Good' reflects their commitment to using data responsibly to expand economic opportunity for all. From empowering individuals with free credit reports and monitoring to helping lenders assess risk accurately, TransUnion has become an essential infrastructure of the financial ecosystem, turning data into the trust that powers transactions, protects identities, and enables financial inclusion worldwide.