Space Coast Credit Union exists to make financial services accessible, affordable, and centered around people rather than profits. As the third-largest credit union in Florida serving over 330,000 members across 34 counties, SCCU has spent over 70 years building a financial institution that truly belongs to its members. With more than $8 billion in assets and 65 branches from Palm Coast to Homestead, the credit union offers a complete range of financial services including checking and savings accounts, mortgages, auto loans, credit cards, and digital banking solutions that help Floridians achieve their financial goals.
Founded in 1951 as Patrick Air Force Base Credit Union by seven civil service employees with just 28 members and $372 in assets, SCCU has grown into a cornerstone of Florida's financial landscape while staying true to its cooperative roots. The credit union operates as a not-for-profit organization, meaning profits are reinvested back into better rates, fewer fees, and enhanced services for members rather than paid to external shareholders. This member-owned structure allows SCCU to offer competitive loan rates, low-cost checking accounts with no hidden fees, and personalized financial guidance that puts members' needs first.
What truly sets SCCU apart is its commitment to being 'Our Members' Watchdog' - actively protecting members' financial interests through education, fraud prevention resources, and transparent products designed to help them save more and pay less. Beyond banking services, SCCU invests deeply in community development through the SCCU Foundation, financial wellness programs, and partnerships with local organizations. The credit union's team of 1,000+ employees across Florida brings a passion for service and a dedication to helping members navigate every stage of their financial journey, from first accounts to retirement planning.