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pawaPay

About

pawaPay's threat surface is the mobile money ecosystem: a unified API and dashboard funneling payments through wallets spanning 19 African countries, reaching over 520 million accounts. The platform has processed more than 2 billion transactions and settles over €8 billion in payments. It handles 4+ million transactions daily with a claimed 100% uptime over 12 months and zero chargebacks. That kind of scale and uptime demand serious engineering rigor - and a security posture that matches.

The business sits at the intersection of mobile money payments, payment processing, and financial APIs. Mobile money infrastructure in Africa carries its own threat model: SIM-swap fraud, API abuse across fragmented telco integrations, transaction integrity at volume, and regulatory variance across jurisdictions. A zero-chargeback metric at this scale suggests aggressive fraud controls are already in play, but the attack surface grows with every new wallet provider and corridor added.

Security work here means defending payment rails that move real money for businesses across a continent where mobile wallets are primary financial infrastructure - not an afterthought bolted onto card networks. The stakes are concrete: billions settled, millions of daily transactions, and the uptime expectations that come with being a payments layer other companies depend on.

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