OneMain Financial is the nation's largest personal installment lender, having served over 18 million customers since 2006. With more than 1,300 branches across 47 states, the company provides responsible access to credit for nonprime customers who may not qualify for traditional bank loans. OneMain offers personal and auto loans from $1,500 to $20,000 with fixed rates, clear terms, and fast decisions - money can be available as fast as one hour after loan closing. The company's customer-first approach is evident in its 90% customer satisfaction rate and comprehensive Customer Bill of Rights, which guarantees affordable payments, transparent pricing, and a satisfaction guarantee that allows customers to cancel their loan within seven days.
Beyond lending, OneMain is committed to improving customers' overall financial health through free monthly credit score updates, financial education resources, and personalized budgeting assistance. The company's mission extends to community impact, partnering with local and national organizations to break down barriers to economic mobility. OneMain also offers the BrightWay® credit card, which rewards customers for building positive payment history. Founded in 1912 as Commercial Credit, OneMain has evolved over more than a century while maintaining its core commitment to helping hardworking Americans achieve better financial futures through responsible lending practices and personalized service.