Nium

We're a global payments infrastructure company that's been building real-time cross-border payment solutions since 2014. Starting life as Instarem in Singapore, we've grown into a platform that powers transactions across 190+ countries, with 100 currencies and 100 real-time payment corridors. Our team of 750+ people operates from offices in 14 markets worldwide, co-headquartered between San Francisco and Singapore, working to make moving money globally as simple as sending a local payment.

What we actually do day-to-day is provide the plumbing that lets banks, fintechs, travel companies, payroll providers, and all kinds of businesses send, receive, and manage money across borders. Through a single API, our customers can access multi-currency accounts, issue virtual and physical cards, make global payouts, and handle foreign exchange transparently. We've processed over $50 billion in payments annually and achieved unicorn status, but the real work is ensuring that a business can pay a supplier in one country, collect from a customer in another, and manage it all through one integrated platform that just works.