Fetch is an Australian pet insurance and health company, founded in 2023 and based in Sydney. The company underwrites policies covering up to $30,000 per year with no sub-limits across all conditions and breeds - including hereditary ones. Its FetchPay™ system enables direct payment to veterinary clinics, bypassing the traditional reimbursement model that dominates the sector. The company currently protects over 35,000 cats and dogs.
For security and engineering professionals, the relevant surface area is a claims processing platform and direct payment infrastructure that handles sensitive financial and health data at scale. The tech stack sits at the intersection of pet insurance technology and veterinary payment systems - meaning the threat model includes payment fraud, data exfiltration of pet health records, and the integrity of automated claims adjudication. The team blends veterinarians, insurance professionals, and technologists.
Fetch holds a 4.9-star rating on ProductReview and was rated #1 by CHOICE Magazine. The company operates as a member of Pet Industry Australia. Its founding year and growth trajectory suggest a startup engineering environment where security decisions are being made early - before legacy debt accumulates.






