Sioux Falls, South Dakota, US (Hybrid)1 open job
Central Payments builds and administers payment programs for banks and brands, covering card issuing, funds movement, and compliance operations through its Open*CP Fintech API Marketplace.
Central Payments is a payments infrastructure company, which means its attack surface is money moving between institutions. Founded in 2014 and headquartered in Sioux Falls, South Dakota, the company builds and administers payment programs for banks and brands operating inside embedded finance. It became a standalone company in 2022 after raising growth capital. The work spans card issuing, configurable card and prepaid products, funds movement, and program-lifecycle management including settlement services - the parts of the stack where a defect is a settlement discrepancy, not a bug ticket.
The platform at the center is Open*CP Fintech API Marketplace, Central Payments' proprietary marketplace through which it builds, supports, and fully administers payment programs, letting organizations launch payment experiences under a single partnership and contract. The stated technical domains are fintech APIs, embedded finance, card issuing technology, payment program integration, funds movement technology, and compliance operations. The company describes its technology as designed to simplify integration; for anyone working on that surface, the relevant question is what integration exposes and who can reach it.
Risk and compliance operations sit alongside the product work - compliance support, risk operations, and regulatory-quality standards oversight - rather than being bolted on afterward. The stated operating stance is balancing innovation, oversight, and regulatory-quality standards, backed by a team combining decades of financial-services experience. That framing implies work where controls, auditability, and evidence are part of the deliverable, not documentation written after the fact.
